Distressed CRE loans surge at US banks as refinancing wall looms
New regulatory data reveal sharp uptick in nonperforming commercial property debt as higher rates and falling values squeeze borrowers facing 2026–2027 maturities.
Risk Management
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Insurance Cost Inflation Becomes the Dominant Risk Line in Sun Belt Underwriting
Spiraling property insurance costs in Florida, Texas and Louisiana are forcing family offices to rewrite their multifamily underwriting models.
Wildfire and Flood Mapping Are Rewriting California Underwriting
Updated catastrophe mapping is forcing family offices and insurers to repricing risk across California real-estate portfolios.
SEC warns REIT on cyber controls as regulator turns lens on real estate technology risk
Public fund cited for weaknesses in testing and documenting safeguards around property-management and investor systems.
Refinancing wall threatens wave of CRE workouts as lenders brace for higher loss severities
Maturing loans underwritten at ultra-low rates collide with tighter credit standards, forcing borrowers to inject equity or accept price cuts.
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Cyber Risk Climbs as Smart Buildings Outpace Operator Defences
Ransomware attacks are disrupting rent collection and exposing tenant data, while insurers tighten terms and lenders sharpen their due diligence on digital vulnerabilities.
US Insurers Tighten Standards as Climate Risk Reshapes Real Estate Exposure
Major carriers are reducing coverage and raising premiums in hurricane, wildfire and flood zones, forcing more property owners onto costlier state-backed pools.
Climate Insurance Squeeze Redefines Coastal Commercial Real Estate Underwriting
Escalating premiums, withdrawn coverage and lender scrutiny are forcing property owners to discount sales or fund costly resiliency upgrades as insurability becomes central to transaction negotiations.
US Commercial Property Distress Hits New Cycle High as Loan Resets Bite
Troubled debt surges as low-rate-era borrowers face sharply higher debt-service costs, with office and aging retail leading the wave.
S&P Flags CRE Refinancing Risk as Office, Retail Loans Drive Negative Actions
Global structured finance defaults fell in 2025, but distressed commercial real estate exposures—especially in office and retail—remain under heightened surveillance amid refinancing headwinds.
OECD Flags Commercial Real Estate as Refinancing Risk Hotspot in Latest Outlook
Elevated debt pressures and tighter lending standards threaten distressed sales and credit losses across office and retail property markets, multilateral body warns.
Cyber Attackers Target Real Estate Building Systems as Industry Scrambles to Respond
Ransomware, data breaches, and tightening insurance terms push property owners to rethink operational technology security.
U.S. Commercial Real Estate Distress Hits Record $1.6 Trillion
High interest rates and tighter lending push CRE stress to unprecedented levels as refinancing wave looms over next two to three years.
Euro Area Bankruptcies Surge Past Pre-Pandemic Levels as Bank Loan Books Hold Steady
ECB analysis reveals rising corporate failures have not translated into deteriorating asset quality for euro area banks, pointing to structural shifts in how companies access capital.
Financial Institution Underwriters Tighten Terms in CRE, Crime and Catastrophe Lines
Insurance capacity remains ample across most coverage lines, but banks, insurers and asset managers face selective pricing pressure tied to commercial real estate stress, social engineering losses and catastrophe volatility.
Insurers Retreat from Coast as Climate Costs Reshape Commercial Property Markets
Double-digit premium increases and carrier exits force owners to recalibrate risk as lenders tighten standards for flood-prone assets.
Cyber Breaches Push Building-System Security From IT Footnote to Boardroom Risk
String of recent hacks targeting property-management software and building controls forces owners to rethink operational vulnerabilities as insurers tighten coverage.