Lower, the Ohio-based digital mortgage lender and parent of Movoto, launched ONE by Lower, a program letting qualified buyers put down as little as 1 percent of their own money. The company contributes a 2 percent lender grant, capped at $4,500, toward the rest of the down payment. Lower said the grant requires no repayment, carries no recapture clause and imposes no resale restrictions.

FHA loans typically require a 3.5 percent down payment for borrowers with a qualifying credit score of 580 or higher. ONE by Lower enables eligible buyers to purchase with as little as 1 percent down from their own funds, saving up to 2.5 percentage points toward the down payment compared to an FHA loan, the company said.

Loans are capped at $375,000. Buyers' household income cannot exceed 80 percent of their area's median income. Lower framed the structure as targeting workers priced out by rising rates and home values rather than higher earners.

"I got into this business to help more people achieve the American dream of owning a home, which remains one of the most powerful ways to build wealth in this country," Dan Snyder, CEO of Lower, said. "With ONE by Lower, we're launching an innovative new mortgage product and investing millions of dollars to help our members achieve homeownership and build a strong financial future."

Edensign unveiled an AI Listing Intelligence Platform and a 3D multi-angle virtual staging system at Inman Connect San Diego. The platform takes a property address and listing photos, then generates room-by-room condition analysis, staging recommendations, comparable-sales data and marketing copy. CEO George Zheng said the process compresses what can be hours of prep work into roughly 30 seconds.

"A property is more than a collection of disconnected images," Zheng said. "It is one connected spatial environment, and real estate technology should be able to understand it that way."

The multi-angle staging tool addresses a common flaw in generative staging: furniture that shifts style or placement across different angles of the same room. Edensign's system builds one coordinated staging plan across all angles of a room, pulling from a branded 3D furniture library buyers can purchase directly, the company said.

RealAnalytica launched Atlas Agents, an AI platform built to handle lead follow-up, listing and market analysis, transaction monitoring and other recurring tasks for brokerages and agents. The company also rolled out a recruiting tool aimed at helping brokerage owners identify and engage productive agents and evaluate office-acquisition targets.

RealAnalytica said it connects email, CRM, MLS, tax data, marketing, recruiting, analytics, e-signature and transaction tools into one system with more than 30 integrations. Atlas Agents comes preloaded with real estate-specific workflows, so the company said agents will not need to train it on industry basics. It can run recurring, multi-step tasks in the background without prompting.

RealAnalytica framed the tool as adding capacity rather than replacing agent judgment. The company said relationships, negotiation and final decisions stay with the agent. Brokerages can configure workflows to match their own branding and processes.