Modera Wealth Management Launches AI Platform After Two-Year Build

The $20 billion RIA partnered with OnTrade to connect advisor workflows and automate operational tasks through a proprietary system called Mira.

By the Family Office Real Estate Daily Desk·Thursday, October 22, 2026·1 min read

Editorial summary of reporting byWealthManagement.com Our editorial standards →

The answer · checked against WealthManagement.com

What is Modera Wealth Management's new Mira AI platform and how does it work?

Modera Wealth Management, a Westwood, N.J.-based RIA overseeing $20 billion in assets, has launched Mira, a proprietary agentic AI platform built over two years in partnership with OnTrade. Mira connects advisor workflows and systems with an AI orchestration layer, automates operational tasks, surfaces business opportunities, and will support Modera's acquisition strategy. The platform has been available since July 2026.

Key facts

Modera Wealth Management, a Westwood, N.J.-based RIA with $20 billion in assets under management, launched a proprietary agentic AI platform called Mira, according to the firm.
Modera developed Mira over two years in partnership with OnTrade, an AI-native operating platform and data interface designed for wealth management firms.
OnTrade, which powers the AI layer behind Mira, was founded by former Pro.com executives, according to the source.
Modera President Joe McCuine said Mira will help advisors 'respond more quickly, work more effectively and deliver a more custom experience for clients' by bringing data and workflows together in a governed environment.
The Mira platform has been available since July 2026 and will support Modera's acquisition strategy by consolidating new advisors' data onto a common platform, according to the firm.
Modera said it will create a working group to review and validate data within the Mira platform.

Modera Wealth Management Launches AI Platform After Two-Year Build — Image: editorial illustration · Story sourced from WealthManagement.com

Modera Wealth Management launched Mira, a proprietary artificial intelligence platform, after a two-year development effort. The Westwood, New Jersey-based registered investment advisor oversees $20 billion in assets.

The firm invested in operational and technology leadership and restructured its data to build the system. Mira connects advisor workflows and systems with an AI intelligence layer on top. OnTrade, an AI-native operating platform founded by former Pro.com executives, powers the AI layer behind Mira.

The platform uses Modera's data to generate business insights, surface opportunities and evaluate scenarios. Digital agents from OnTrade assist advisors with planning, proposals and investment research. The system has been available since July 2026.

Advisors will earn back hours from operational duties to deepen client relationships, gain referrals and attract additional assets, Modera President Joe McCuine said. The firm believes the integrated approach will appeal to firms that have seen limited benefits from adopting individual AI tools without a broader enterprise strategy, he said.

McCuine led the effort to create Mira alongside Modera's technology team. The firm will create a working group to review and validate data within the platform. Modera said the system will support its acquisition strategy as new advisors consolidate their data onto a common platform.

Several large RIAs have introduced proprietary AI operating platforms. Connecticut Wealth Management, an independent RIA with $5.2 billion in assets under management, recently hired Subatomic in a five-year partnership to build an AI operating system that will unify the firm's data and deploy AI workers supervised by human staff.

Mercer Global Advisors, the Denver-headquartered RIA with $110 billion in assets, released Aspen 2.0 in July. The firm developed the second generation of its proprietary operating system over the past year and a half. That same month, Mariner, the Overland Park, Kansas-based RIA with more than $630 billion in client assets, entered a five-year partnership with technology provider Humanity Labs to scale an artificial intelligence workforce representing more than 700 full-time equivalents across its operations.

The Deployment Angle

Family Office Real Estate Daily Desk · our analysis, not the source's

This story signals that mid-sized and large RIAs are now building proprietary AI infrastructure as a competitive moat, which changes the calculus for family offices evaluating third-party managers or considering direct stakes in wealth platforms. A $20 billion RIA spending two years and hiring specialized leadership to unify data and deploy agentic AI is making a structural bet that operational leverage will drive margin expansion and support serial acquisitions.

For family offices allocating to alternative managers or wealth-tech platforms, the question becomes whether the firm has unified data governance and an enterprise AI strategy or whether it has bolted on point solutions that leave workflows fragmented. Modera's statement that Mira will support its acquisition strategy is the tell: the platform becomes the integration layer that allows the firm to absorb new advisors and assets without proportional overhead growth. That operating leverage compounds if the firm can convert hours freed from operational tasks into incremental asset gathering.

Family offices should underwrite whether a target RIA or wealth manager has committed capital and leadership to this infrastructure or is still evaluating vendor tools. Firms without unified data or governance are likelier to face margin pressure as client-service expectations rise and compliance costs increase. The difference in enterprise value between an AI-native platform and a patchwork of point solutions will widen as adoption accelerates across the industry.

The route for family offices is either direct equity stakes in platforms like Modera or programmatic partnerships with RIAs that have demonstrated the operational discipline to build and govern proprietary systems. Price in the cost of integration and data unification for any target that has not yet made that investment, and avoid firms that treat AI as a marketing claim rather than a core infrastructure build.

Questions this story answers

01What is Modera Wealth Management's Mira platform and what does it do?

Mira is a proprietary agentic AI-powered platform launched by Modera Wealth Management, a $20 billion RIA based in Westwood, N.J. Mira is a unified platform that connects advisor workflows and systems with an AI intelligence and orchestration layer on top. It uses Modera's data to generate business insights, surface opportunities, evaluate scenarios, and automate operational tasks.

02Who built the technology behind Modera's Mira AI platform?

Modera developed Mira over two years with OnTrade, an AI-native operating platform and data interface designed for wealth management firms. OnTrade powers the AI layer behind Mira, and its digital agents assist advisors with planning, proposals, and investment research. OnTrade was founded by former Pro.com executives.

03When did Modera's Mira platform go live and how will it support the firm's growth strategy?

Mira has been available since July 2026. Modera said the platform will support its acquisition strategy by enabling new advisors to consolidate their data onto a common platform. Modera President Joe McCuine also said the integrated approach will appeal to firms that have seen limited benefits from adopting individual AI tools without a broader enterprise strategy.

04How does Modera's AI platform compare to what other large RIAs are doing with AI?

Several large RIAs have launched proprietary AI platforms. Mercer Global Advisors, a Denver-headquartered RIA with $110 billion in assets, released Aspen 2.0 in July 2026. Mariner, an Overland Park, Kan.-based RIA with more than $630 billion in client assets, entered a five-year partnership with Humanity Labs to scale an AI workforce representing more than 700 full-time equivalents. Connecticut Wealth Management, with $5.2 billion in AUM, hired Subatomic in a five-year partnership to build an AI operating system.

05Who led the development of Modera's Mira platform?

Modera President Joe McCuine, along with Modera's tech team, led the effort to create the Mira platform, according to the firm. Modera also said it invested in operational and tech leadership and worked on data restructuring and data and AI governance over the two-year development period.

Browse every question the desk has answered →

Original reporting

WealthManagement.com

Read the original at WealthManagement.com →

wealth-managementartificial-intelligenceriaplatform-technologyacquisitions

Peer Network · By Invitation

The Thesis Exchange

Share an investment thesis in confidence. We pair you anonymously with up to two other family offices running adjacent strategies. Reviewed by Gallium's editorial team. No vendor pitch.